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Financial InstitutionInterest RateFeaturesEstimated Return

1.5%

Free e-transfers and no monthly fees $75

0.05%

Unlimited transactions, plan restrictions apply with regards to when and how much one can contribute $3

1.45%

Unlimited no-fee transfers between your other CIBC personal accounts $73

0.01%

$1

N/A

$0

0.01%

$1

0.75%

Unlimited free transactions $38

0.75%

$38

0.1%

$5

0.01%

1 free transaction per month $1

0.05%

Unlimited no-fee transfers to your other Scotiabank accounts $3

0.01%

Unlimited no-fee self-service transfers to your other Scotiabank accounts $1

1.45%

$73

0.55%

Unlimited transfers to Scotiabank accounts $28

0.05%

Unlimited no-fee self-service transfers to your other Scotiabank accounts $3

0.35%

$18

0.05%

$3

0.7%

Yes $35

1.25%

Unlimited withdrawals and transfers $63

0.05%

$3

0.15%

Transfers between your national bank account: free of charge. Transfers to other national bank clients: $5/transfer. $8

0.05%

1 withdrawal $3

0.1%

1 withdrawal or transfer $5

0.005%

$0

2.3%

$115

0.1%

$5

2.3%

No monthly fees $115

0.05%

Free paperless e-statements; Free Braille/large print statement (if requested) $3

2.3%

No monthly fee $115