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Home insurance isn’t just for homeowners. It’s a savvy way for renters to protect their investment as well.We often think of home insurance as protecting against the loss or damage of the big stuff—like pipes, appliances, and the physical structure of a home or building.

How Tenant Insurance Protects You?

Your Belongings

Protects you financially against insured damage or loss to furniture, clothing and other personal property inside your rental home or vehicle.

Living Expenses

Helps cover expenses like moving costs, a hotel room and more if you can’t live in your rental while repairs are being made after an insured loss.

Liability Claims

Helps to protect you financially if you accidentally cause property damage or bodily injury to othersat home or anywhere in the world.

How do I compare quotes?

Just fill out the form at the top of this page and provide a few details about you and your place. Then we'll find you the cheapest renters insurance rates available. Depending on where you live, you’ll receive up to 10 quotes.
Once you’ve selected your quote, an insurance broker will call you to lock in your rate and help you get set up with your new policy. That's it. Shopping for renters insurance has never been quicker or easier.

Why do I need renters insurance?

If you’re renting, your personal belongings — stuff like furniture, electronics, and clothing — aren't covered by your landlord’s insurance. If a fire, theft, or other hazard occurs in your rental, you’ll have to pay for the damages out-of-pocket. Unless you buy renters insurance.
Renters insurance is also called tenants insurance or apartment insurance. Why's it great? If a hazard renders your rental unfit to live in, renters insurance also covers the cost of temporary accommodations while your unit's being repaired.
Renters insurance also provides coverage for any upgrades you paid for in your rental unit. For example, if you built extra shelving into your closets or added high-end light fixtures, those items would be protected by your renters insurance policy.
And finally, renters insurance equips you with personal liability coverage. If you accidentally cause damage to an adjacent resident’s property or a visitor to your home gets injured and decides to sue, you're covered.

How much renters insurance coverage do I need?

The amount of coverage you buy should reflect the total value of everything in your rental. Savvy renters will take a room-by-room inventory of their belongings and estimate the cost of replacing each item in their rental.
Even after you request coverage for that amount, remember to take inventory of all your belongings at least once a year. It's a good way to check if your current policy is up-to-date and still fully reflects the value of your possessions.