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What Is Business Insurance?

Small business owners are often confused about what business insurance is, how it works, and how to get a quote. In this video, we break down exactly what business insurance is and show the fastest way to get a business insurance quote.

What does Business Insurance cover?

While it’s not an insurance type per se, it is usually used as an umbrella term to refer to commercial general liability insurance and all other insurance sub-types.
Explore the following insurance policies for specific coverage information:

Commercial General Liability (CGL)

Directors’ and Officers’ Liability

Professional Liability

Who needs Business Insurance?

Regardless of your business type, owning insurance is critical for the long term survival of any business. Cover the financial costs associated with unforeseen events such as damage caused to 3rd parties, accusations of professional negligence or defective products.

What is the cost of Business Insurance?

The cost of an insurance policy varies according to factors such as:

Industry

Level of experience in the industry

Revenue

It also depends on the nature of your work and the size of your particular business.