Good Credit

Good credit score-list of credit cards for you

Who doesn’t use a credit card these days? It is such a common thing for people, but choosing the right credit card for you is much important. You must check for the minimum repayment, annual fee, charges, and cash backs all these things and mainly for what purpose you are buying a credit card, keep all these things in mind before finalizing a credit card. You must choose plus use your credit card wisely to get a good credit score. Here we have a list of top 10 credit cards that you can use:

Discover it

  • It gives 5% cashback if you purchase from it every day from different shops. 
  • Regular Apr of this card is 13.49%-24.49%.
  • Intro purchase APR of this card is 0% for 14 months.
  • The intro balance transfer APR of this card is 0% for 14 months.

Capital one quicksilver

  • It gives 1.5% cashback when you use it every day regularly. 
  • Its annual fees if free.
  • It does not require any signing up or rotating categories to get rewards and the cashback are unlimited and will never expire.
  • Regular Apr of this card is 15.49%-25.49%.
  • The intro balance transfer APR of this card is 0% for 15 months.

Capital one venture

  • On your every purchase it gives you 2x miles, every day.
  • Regular Apr of this card is 17.24%-24.49%
  • Intro purchase APR is not given
  • Any intro balance transfer is not given

Blue cash every day

  • It provides you 3% cashback if you use it at U.S. supermarkets, 2% cashback at if used at U.S. gas stations and on other purchases it gives 1% cashback.
  • It rewards you with an intro bonus of $150 when you spend $1000 on your purchases using this credit card.
  • Regular Apr of this card is 12.99% to  23.99%
  • Intro purchase APR of this card is 0% on for 15 months
  • The intro balance transfer APR of this card is 0% for 15 months.

IHG Rewards club premier credit card

  • It gives you 1x points per $1 when you purchase using this card on any store, 2x points per $1 at restaurants, gas stations, and grocery stores and 25x points for $1when you spend money in IHG Hotels.
  • This is one of the great credit cards with an annual fee of $89
  • Regular Apr of this card is 17.49% to  24.49%
  • Intro purchase APR of this card is not provided
  • The intro balance transfer APR of this card is not provided.

Chase freedom unlimited

  • It gives you unlimited 1.5% cashback on every purchase you do use it.
  • You even earn a $150 bonus as you spend $500 using this card in your initial three months.
  • It has no minimum redeem value to cash backs. 
  • Their annual fee is free.
  • Regular Apr of this card is 16.49% to 25.24%
  • Intro purchase APR of this card is 0% on purchases for 15 months.
  • The intro balance transfer APR of this card is 0% on purchases for 15 months.

American express cash magnet card

  • You can earn 1.5% unlimited cash backs on your every purchase using this card.
  • It gives a $150 intro bonus as you spend $1000 using your card in the initial three months.
  • You can redeem your cash backs or rewards in the form of gift cards, statement credits, and even merchandise.
  • Their annual fee is nothing as it is free of cost.
  • Regular Apr of this card is 12.99% to 23.99%
  • Intro purchase APR of this card is 0% on purchases for 15 months.
  • The intro balance transfer APR of this card is 0% on purchases for 15 months.

Chase sapphire preferred card

  • It gives you 1x point per $1 on any purchase you do use this card, 2x points when you use it while traveling and dining all over the world, and 5x points when you spend on the lyft rides till March 2022. 
  • You can earn 60000 points in bonus if you spend $4000 on purchases using this card in the starting three months.
  • Their annual fee is $95.
  • The regular APR of this card is 17.49% to  24.49%
  • Intro purchase APR of this card is not provided.
  • The intro balance transfer APR of this card is not provided.

Discover it chrome

  • You get 2% cash backs when using this card at restaurants and gas stations on up till $1000 purchase is combined from each and 1% cashback on any other kind of purchase.
  • This cashback offers never expires and you may redeem them for any amount.
  • Their annual fee is free.
  • Regular Apr of this card is 13.49% to 24.49%
  • Intro purchase APR of this card is 0% on purchases for 14 months.
  • The intro balance transfer APR of this card is 0% on purchases for 14 months.

American express gold card

  • You can earn 4x rewards when you get the membership of this card an use them in restaurants and supermarkets and 3x rewards when you book a flight on amextravel.com with having its membership. 
  • You can make around 35000 points once you spend around $4000 on appropriate buy in the first three months of the buy of the card.
  • Their yearly fee is approximately $250.
  • Regular Apr of this card is variable
  • Intro purchase APR of this card not provided.
  • The intro balance transfer APR of this card is not provided.

Bottom line

These were the list of credit cards that you can use to get a good credit score and they even provide you with cash backs and bonus points which is a plus point of them. Some of these credit cards even have free annual fees while others have annual fees ranging from $89 to $250. These options will help you select the most appropriate and justified option in terms of credit card for good credit score in Canada.